Amanak
Amanak Insurance Program
is a comprehensive policy that provides coverage for death and bodily injuries arising from unforeseen and accidental events, including the possibility of total or partial disability. Coverage is available globally, 24 hours a day.
Age Group
18-65 years
Geographical Scope
- Iraq
- Expanded Geographical Scope: Worldwide
Coverages
1. Death due to an accident
2. Permanent total disability due to an accident
3. Permanent partial disability due to an accident
4. Medical expenses resulting from an accident
Insurance Amounts
Bronze Plan
Medical expenses: IQD 1,000,000
Silver Plan
Medical expenses: IQD 2,500,000
Gold Plan
Medical expenses: IQD 5,000,000
Platinum Plan
Medical expenses: IQD 7,500,000
Insurance Rates
Based on Occupation
Low-Risk Occupations:
0.30% of the total sum insured
Medium-Risk Occupations:
0.40% of the total sum insured
High-Risk Occupations:
0.55% of the total sum insured
Types of Occupations,
Based on Risk
Low-Risk Occupations
Includes office-based professions, such as: accountants, administrators, academics, researchers, lawyers, doctors, architects, programmers, and similar roles.
Medium-Risk Occupations
Includes professions with a mix of fieldwork and office work, such as: engineers on-site, marketing and sales staff, experts, and similar roles.
High-Risk Occupations
Includes hazardous jobs requiring significant physical effort, such as: craftsmen and workers in construction projects, firefighters, oil field maintenance workers, and similar roles.