• Arasat Al-Hindia, Dist 929, St. 23, Bldg. 27
 Baghdad, Iraq. P.O. Box 10491 Karrada
  • 6867
  • info@hic.iq

Sakan

Sakan Insurance Plan

is an insurance policy that covers any loss or damage to your home or its contents due to fire, natural disasters, water leakage, and other risks as detailed below:

Geographical Scope

All governorates of Iraq

Type of Coverage

(Fire and Allied Perils)

Properties

Insurance Amounts

Silver Plan

Building / Third Party Liability: IQD 150,000,000
Contents: IQD 75,000,000

Gold Plan

Building / Third Party Liability: IQD 250,000,000
Contents: IQD 125,000,000

Platinum Plan

Building / Third Party Liability: IQD 350,000,000
Contents: IQD 225,000,000

Deductible

2% of each loss with a minimum of IQD 250,000

Properties

Additional Covers

Silver Plan

  • Earthquakes, storms, hurricanes, and floods Domestic explosion Collision by vehicles and aircrafts

    IQD 225,000,000

  • Debris removal:

    IQD 18,000,000

  • Engineers’ and technicians’ fees:

    IQD 18,000,000

  • Third-Party Liability:

    IQD 25,000,000

  • Glass breakage:

    IQD 7,500,000

  • Water damage (due to burst water pipes or tank overflow):

    IQD 7,500,000

  • Burglary:

    IQD 7,500,000

  • Annual Premium:

    IQD 375,000

Gold Plan

  • Earthquakes, storms, hurricanes, and floods Domestic explosion Collision by vehicles and aircraft

    IQD 375,000,000

  • Debris removal:

    IQD 20,000,000

  • Engineers’ and technicians’ fees:

    IQD 20,000,000

  • Third-Party Liability:

    IQD 25,000,000

  • Glass breakage:

    IQD 10,000,000

  • Water damage (due to burst water pipes or tank overflow):

    IQD 10,000,000

  • Burglary:

    IQD 10,000,000

  • Annual Premium:

    IQD 625,000

Platinum Plan

  • Collision by vehicles and aircraft:

    IQD 575,000,000

  • Debris removal:

    IQD 20,000,000

  • Engineers’ and technicians’ fees:

    IQD 25,000,000

  • Third-Party Liability:

    IQD 50,000,000

  • Glass breakage:

    IQD 12,500,000

  • Water damage (due to burst water pipes or tank overflow):

    12,500,000

  • Burglary:

    IQD 12,500,000

  • Annual Premium:

    IQD 925,000

Deductible for the Platinum Plan

  • Earthquakes, storms, hurricanes, and floods Domestic explosion Collision by vehicles and aircraft

    1% of the total sum insured for building and contents

  • Debris removal, engineers’ and technicians’ fees, Third-Party Liability

    2% of each loss with a minimum of IQD 250,000

  • Glass breakage, water damage, and theft due to burglary:

    10% of each loss with a minimum of IQD 250,000

Terms and Conditions Apply